Rent-to-Buy Ratio

In the current housing situations, with the home price dropping 10% annually, is this the right time to buy a house and live the American dream of owning a house?? Well we all know the housing price has drop, but how much lower can it go? Today, I read this article talking about “rent-to-buy ratio,” (http://www.ocregister.com/news/rentbuy-ratio-for-2075632-news-metro) this article further assures my thinking about the current housing market, that the housing price is still too high. This article gives you another point of view about the housing price. I think it is very helpfully in purchasing the biggest asset of your life.

“The P/E ratio (price-to-earnings ratio) of a stock (also called its "earnings multiple", or simply "multiple", "P/E", or "PE") is a measure of the price paid for a share relative to the annual income or profit earned by the firm per share. A higher P/E ratio means that investors are paying more for each unit of income.” (Wikipedia.org)

The rent-to-buy ratio is like the P/E ratio of stock, to calculate the ratio; you take the home price divided by 12 month rent. The higher the Rent-to-Buy ratio means higher housing price and it is better off renting the property. The lower the ratio means lower housing price and it is better off buying the property.

The housing prices are determined by the usual supply and demand of housing, when housing demand increases the home price will increase. Also the rent will increase, because people who can’t own or buy a house will resort to renting. However, if the housing prices increase, and the rent stay relatively the same, it means there are speculator in the market which bump up the price.

Back in 2005-2006, the height of our housing market, the rent-to-buy ratio shot up to 31.5 in LA, and 29.7 in OC. To put it in perspective, with an average rent of $2,000 per month ($24,000/year) and a ratio of 30 will yield a home price of $720,000. If the rent stated the same and the housing market came down to yield a ratio of 20, your home price would be $480,000, that’s a difference of $240,000 ($720,000 – ($24,000 x20)). From the article the different between the LA’s peak ratio and the first quarter 2008 is 7.4 (a difference of -23.5%); therefore, a difference in ratio of 10 point is possible; giving that current housing price has not bottom out yet.

In conclusion, if currently you are looking to purchase a house and start your American Dream, then don’t let this opinion hold you back because your home value have drop 7 point from the peak. However, if you can wait the saving would be greater over time.

*~Ethan~*

*~^BBM^~*

"Everything and anything may change us, but we start and end as a family"

One of the greatest thing that I envy and adore about Ethan, is the relationship that he builds with his family. If you dont know Ethan personally, you will see him as someone who has no love, could care less about everything including his friends and family.....but when you get to know Ethan, you will come to see that he's a great person with a good heart who has unconditional love for his friends and family. Out of all his cousins, I can see that he cares most about his "3 sisters" To everyone, these sisters are only his real life cousins, but to Ethan, I know that he sees them not only as his cousins, but more so as his "sisters". And this is where....BBM comes in.

I've heard some stories about her past...but that's after I have gotten to know her. I remember the first time I saw her, it was very unexpected. Ethan called me to tell me that his sister wanted to meet me, and that we were going over to her house for dinner. I remembered I asked Ethan "How many people will be there?" He answered me "Just 5....my 3 sisters and us two." I thought to myself...."Ok, just 5, thats not TOO bad....." But when we showed up at her house, there was.....1,2,3,4,5,6,7......yup! 7.....for dinner, then a few more showed up after dinner. I know that I should feel flattered because they were there for me and to meet me for the first time, but everything was so unexpected, and because I knew how much Ethan cared for his sister, I wanted her to like me. From dinner, I can see the kind of personality that lies in her.The three qualities that caught my attention was....Straightforward, Demanding, Controlling.....To some people, actually~maybe to most people, this may sound bad. After you get to know her, you realize that these 3 qualities in her are actually on the positive side, its 3 good qualities. ....She is straightforward because she doesnt like to keep things bottled up inside. She wants to be as truthful as possible, as honest as she can be. Demanding only because she cares for the well being of others, she wants to have what is truly the best for herself and for the people she cares about. Controlling because she doesnt want to see other people get hurt. She likes to be our protection, a shield that protects us from getting hurt from anything. It's just like being parents. We always think our parents are mean, confusing, annoying.....but they only want what's best for us, because they are the people who love us the most. In BBM, I see this quality. After dinner, we talked more and more....it was very awkward at first, because we didnt have a topic that we can both talk about. But as we got to know each other more and more, we now cant stop talking! She slowly became a part of my life.

Now, when I see her, I see her sweetness, her naive, her kindness, her unselfish heart....and the love that she has for the people that she cares about. Her sweetness~~~I know through some people's eyes, we sometimes see and think that she doesnt sacrifice more than her significant other, and that he loves her more than she loves him.....but what I came to realize is the love and affection that she shows him when we are not around. A relationship takes two to be able to work it out, and in their relationship, I see two. Her naive~~~she is a very gullible person, one who believes everything she hears, never doubts her family and friends, and who would give a stranger 100% of her trust. She is someone who is also known as "Believing that everyone is innocent until proven guilty." Her kindness~~~No matter how one treats her in life, she is someone who will suck in the bad, and still put on a smile, just to make the people around her feel better. Her unselfish heart~~~out of all her qualities, to me, this is the most touching quality of her. She not only opened her heart to accept me and my past, but she also opened up her home to me. She slowly walked into my life, and now there is not a weekend that goes by without me seeing her.

Out of the 4 BB's, she is the most fragile one. Looking at her, makes the people around her want to care for her and love her even more. But, as much as I know she appreciates it, she rather care for others than have people care for her. There are so many "THANK YOU" I want to say to her, but seems like actions speak stronger than words. I want to use my love and effort to show her how much I appreciate all the things she does for me as well as show her how much I care for her. There is no way for me to repay her back right now, so the only thing I can do is to treat and love Ethan even more because I know that she cares for him just as much. And that seeing Ethan happy, will also put a smile on her face too.

Next year, she will be walking down the aisle, and the man that she will be spending the rest of her life with, is a very lucky man. Seeing her walk down the aisle, I know that I will shed tears of joy. Its just like seeing my very own sister finding her true happiness and living the "happily ever after" life. There's nothing more I want than to see her smile, because when she is happy, I am happy.

I dont know what the future may be for Ethan and I, but no matter what happens, she has already walked into my life, and became a part of it. I not only see her as a friend, but also my sister....my dearest BBM!

The love of a family is life's greatest blessing.

"The family you come from isnt as important as the family you're going to have"

*~Katelyn~*

*~^BBD^~*

"It is by chance that we met, by choice that we became friends"

I've come to realized that I am a person who is easily touched. By reading a friend's blog, to hearing about some tragedy on the news, to watching a drama on TV, my eyes can tear up when I get sucked into it...let's just say....I'm an emotional sucker for people who are helpless. With that said, I am sitting here now~writing this blog.

I just found out that one of my friend had a blog yesterday, so I spent half day reading her blog. From the first entry to the very recent one, I've read them all. From her blog, I've somehow gotten to know her better. I saw the side of her, I never saw before.

The first time I met her, I didnt know what to think of her. I thought she was very cute yet she may be very mean too. Long silky black hair, 2 pretty eyes, a small tiny nose, thin rosy lips, wearing a pair of dark framed glasses, with dimples to die for. I'd always loved to see her smile, because she had the cutest dimples! The very first time I met her, this was how she looked. The first time I met her was because of Ethan. We didnt really talk much the first time, but I always thought she looked kinda mean. I didnt know why, but it had to be the first impression. 

As I got to know her little by little, I started to see that she was a very strong, aggressive type of girl. She had the energy and mind of a "21st century" woman. She was someone who I would see more so as a business woman rather than a stay at home mom. I dont know why, but its that feeling she gives me when I am around her. She was someone who I can see as a leader in every aspect of life. Whether its for her career, her family, her friends, or even her relationship, she was someone who I would see leading the path for everyone behind her to follow her. 

Lately, as I got to know her just a little bit more in depth, I've come to realized the saying "Dont judge a book, by its cover". Because......she is someone who needs alot of love and nurturing, she is just a simple typical girl who seeks to find her true love, she is a soft hearted person who likes to listen to what others have to say, and most importantly, her dream is to have a family of her own with little kids that she can care for and be nothing more than a stay at home mom. 

Her relationship, is one of the hardest thing for her to manage right now. The time, commitment, love, sacrifice, and effort, she put into building this relationship is not easy. I am sure just like any girl, all she wants is a happily ever after ending. I'm sure that all the hard work that she put in to build this relationship now seems overwhelming, but when that day comes, the day when she finds herself being a wife to that very special someone, and a mother of her adorable little kids, all the hard work will be forgotten. She may not say so, but I can feel it. People say that a woman's intuition is always never wrong, and my intuition is telling me that she may look like she is very strong, but deep down inside, she is very fragile. But I do believe that if you really put your heart into it, it will happen. So, if she is reading.... I just want her to know that no matter what happens in life, through ups and downs, I'll be there for you every step of the way. Just believe in yourself and that the choice you made is the right one. 

Looking at her, made me realize alot of things in life. It got me to open my eyes and see that what we use our eyes to see of others, is only a protection that the person builds to protect themselves from getting hurt. Looking at her and reading her blog, made me feel like.....there is one more person in my life that I need to care for. 

"True friendship is seen through the heart, not the eyes"

*~Katelyn~*

*~To Be or Not To Be...........Superstitious~*

"Superstition is the weakness of the human mind; it is inherent in that mind; it has always been, and always will be."

Over the weekend, I have built up the courage to go meet a very special person. Through many referrals, and hearing about his accuracy....he is someone...who people call "Teacher".....He is not just any teacher, but a teacher who can tell you about your past, go in depth about your present, and foresee your future. 

From booking the appointment with him, to driving to his house, and till sitting inside his office face to face with him....it felt as if my heart beat was racing against each other. Hearing about what others had said about him, it was like he was given a gift from above. A gift that if used in the right way, can help many many people....Before meeting with the Teacher, I've always lived my life wondering "what if's............" but sitting face to face with him, I've realized how scary it is to have someone tell you about the unknown. Not just any unknown, but YOUR unknown...what the future has in store for YOU. 

"You are destined to have a very strong life" ....was the first thing the Teacher said to me as I walked into his office, even before I had the chance to sit down. My heart started to race again....I could only ask myself....."what could that mean?" As I sat down, he started to explain to me...."You have a man's life, living in a woman's body...." Huh??? What does that mean? I soon found out that I am destined to work throughout my life. To some people, especially woman, their dream may be to be a housewife or a stay at home mom or retire after schooling, but to me~working is where I want to be....so in other words, its not a bad thing to hear. The Teacher first talked about my personality. From what he had said about my personality traits, I could do nothing more than to agree what he had to say....because it was so true! I've come to understand myself more knowing that I am an insecure cancer living with a shell protecting myself. I live my life knowing that family is my number one priority and although I like the company of my significant other, there are also times when I like to be by myself. On the job, I seem to be the more dominant person...so I prefer being a leader over a follower. The Teacher then went on about my past....what I've been through and how it affected me. Out of all that he had said, the one part that really made me believe his words, was when.....he talked about my past. Because when someone goes in depth about your present, you feel iffy about it because you feel that there's nothing too special about someone telling you things that is currently happening.....then there is forseeing the future. With that, it's more like in one ear and out the other because it hasn't happen yet, so how will you know it's true? Then....there is the past. Hearing a complete stranger tell you detailed information about things that have already happened to you is just......speechless. I think every human being likes to have doubts....they like to question themselves, they question others.....but when there is solid evidence to back that statement up, then they start to believe. And that was what happened and felt sitting in front of the Teacher. I had doubts and I had questions, but when he target at my past, I started to believe. What he had said about my future is still very unreal to me because it is a future that I have always longed for. I want a successful future because I want to provide a better future for my family. Honestly, I think that the scariest part about going to see this Teacher is hearing what he had to say about my future. I was afraid that he would tell me that I would live a very tough life with rocky roads, unwinding paths, and never ending obstacles. But my heart, my confidence, my dream all came together when I heard him say "YOUR DREAMS WILL COME TRUE." 

What he said may or may not come true, but it has become a big motivation for me. Seeing my future through someone else's words may not be the wisest thing, but it has given me that extra strength I was always striving for, to work my way to my future. A future that can provide a better life for my family. Through his words, it has opened up my eyes as well as my heart to the people around me. Especially to those who take a very special place in my heart. I've learned to trust and to love unconditionally and to love spontaneously. I've learned how to treat my family and friends better and how to maintain a better relationship with them. I've learned how to become a better person mentally and emotionally because through his words, I saw my flaws....so I now understand how I can change myself to be a better ME. 

Lastly, everyone has dreams and goals that they want to achieve. Some people have goals that are easier to achieve than others, but it doesnt mean that just because it's easier to achieve, they should hold off on it or put it aside. And vice versa. Just because a dream is harder to achieve doesnt mean its impossible. I truly believe that if you put your mind and heart into it, ANYTHING and EVERYTHING is possible. It all comes down to how much you want your dreams to come true and how much you're willing to work yourself to make it happen. For me.....I want it.....I really want it........~

"Everyone has his superstitions. One of mine has always been when I started to go anywhere, or to do anything, never turn back or stop until the thing that was intended has been accomplished."

*~Katelyn~*

*~Days w/ My Father~*

I read an article today....an article about someone......a person, who takes a big part of each and every one of our lives....someone who we call our "DADDY"~

"My mom died suddenly on September 4, 2006. After she died, I realized how much she has shield me away from my father's mental state. He doesn't have Alzheimer's, but he has short term memory and is often lost. I took him to my mother's funeral, and to the burial, but when we got home, he would ask me every 15-20 minutes where my mother was. I'd have to then explain to him over and over again that she had died and that we just went to her funeral. This news was shocking to him, as he had no memory to these events. After a while, I realized that I couldn't tell him that his wife had died. He didn't remember and it was killing the both us, to constantly re-live her death. I decided to tell him that she had gone to Paris, to take care of her sick brother. And that was where she was now. As I am writing this, he's 97, and he'll be 98, on March 11, 2008. 

It's rather odd....my mom's death had taken on a slightly absurd aspect these days. When my dad ask where she is, I still say she's in Paris. But when he ask me what she's doing there, rather than the usual story, I'll just say that she's running a very famous flea circus. Then I would do some circus acts in front of my father, and it will make the both of us laugh! I love moments like these. For just a few minutes, everything almost feels normal again. My mom isn't dead, and we're not pretending she's gone to Paris. Oh~how sweet that would be. 

This sums up almost everything about my father. It's who he is, and its what is left of him. AMBITION. As a child, I grew up on stories about my father's daring in the business world. For him, everything was always possible. He always pushed me to do better, to work harder. It actually made me a little crazy sometimes. 

My father.....often tells me he wants to die. He says its time for him to go, that he's been around too long. It's odd, because a part of me wants him to go too. This is no life for him, living in the twilight of half memories. But he is the only really close family I have left. After him, thats it. The other day, when he said he wanted to die, I told him that the problem was that he exercised his entire life, so he was in too good of a shape to do so. He looked at me, raised his finger, and said "Next time around, I'm going to stay in bed!" He may not be able to remember much, but he's still pretty sharp. 

Its amazing. My father is so appreciative of the love he receives. Each time I visit, its like an incredible gift, to him and to me. Its feels as if we're drinking deeply from the same well, for one last time. He's always talking about how much he loves me. These are things he never told me before. 

Sometimes, when we're talking, my dad will stop, and sigh......and then close his eyes. It's then that I know, that he knows. About my mom........About everything. 

My father was 98 today."

As I am sitting here, reading and writing this blog, I can only think about my own father. The time is now 8:30 in the evening.....At this time, while some fathers are home having a nice dinner with his family, or bonding with his children, or sitting on the couch watching TV,......My father is still working. He works at least 10 hours a day, and 7 days a week. All throughout my life, all the sacrifices that he had ever made was all for the benefit of his family. 26 years ago, my father came to the US, and it was the first time he had ever been on a plane. Its 26 years now, and he has still never been back on a plane. He often talks about the countries that he one day wishes to travel to...and when I hear what his wishes are.....it just breaks my heart. Not because I know that I am not capable to fulfill his wishes, but because I know that financially....I know it's something that wont be happening soon. There are so many things I wish that I can give to my father......I am still working on it now.....it may not happen within the next year, but one day, I wish for my father to retire......to live the life Katelyn's father should live. 

There are times when I was younger, I prayed to GOD, and asked him that if I was to leave one day, to please bring me back to a wealthy family. I wished for parents who would be able to buy me anything that I wanted. I wanted to live a smoother life, I wanted a perfect family......I wanted my friend's family......

When I was younger, I didnt understand why when my classmates shared their weekend family trips to Disneyland and how they met Mickey Mouse....I would have no clue what they are talking about. I saw my grandparents more than my parents. I didnt understand why when my classmates had big lavish birthday parties at McDonald's, all I would have was a birthday cake. I didnt understand why when my classmates gets to go to the library for storytime, I would be at home babysitting my brothers. I didnt understand why.....................but as I get older, I look around.....and when I see the house I live in, the room I have, the clothes that are hanging in my closet, the bed I sleep in, the blanket that keeps me warm through the winter time.........I understand why. 

As I got older, I prayed to GOD, and asked him that if I was to leave one day, to please bring me back to the same family. I wish for my parents, the parents, the brothers, that I have now. I would give up wealth, give up a smoother life, give up the perfect family, to just have the parents that I have now. My father may not live to be 98, but I will do all that I can to cherish the time we have together. Because in life, there are things that money cant buy........and one of these things is the smile that I have on my face now, as I am thinking of my father............................

*~Katelyn~*

*~My BFF for LIFE~*

"Persons are judged to be great because of the positive qualities they posses, not because of the absence of faults"

Last night when I was online, I ran into a friend that asked me about "Ethan and Katelyn's World"~ He asked me when I will write my next blog because he has been waiting to read it. Before starting this blog, Ethan and I, only planned to find a place for us to write down our feelings, opinions and aspects of things that happen in our everyday life. We never thought that we would have "FANS".... ^_^  So.....after he told me that, it got me thinking about my next topic and this friend of mine was the first thing that came to mind.....

I've known him for less than a year, and although the time being isnt very long, we have grown from being strangers to being close friends. I remembered when I first saw him, I was very quiet sitting in the back of his car, on our way to Hooters for dinner. My first impression of him wasn't good....nor bad....because I didnt even know the guy! All I knew was that he was one of Ethan's best friend and I dont want him to not like me. Not long after we first met, we started to talk more and more. As we gotten closer, our conversation went more and more in depth. We talked about our past, our present, and what we wanted in our future. From these conversation, and with time, I have realized that I have learned more and more about this friend. I got to see a whole different side of him and it made me see the type of personality traits he brings out to us.  

What are the qualities of being a good friend and what makes this friend so important to me is the fact that I know that he will be there to support me no matter what happens in life, he encourages me and tells me how to maintain a long lasting happy relationship with Ethan, I can tell him my secrets and trust him with it and even if it makes me look bad ~ he wont judge me on it, he shows me his kindness and the respect he has for me, I enjoy his company and know without doubt~ I can always rely on him, he is trustworthy and not afraid to tell me the truth no matter how hard it is sometimes, he is someone who I can laugh with and makes me laugh when I am down, he sticks around when things get tough, he will accept me for who I am and just lend me an ear whenever I need to whine and complain, and last but not least ~ things seems to be different and empty when this friend is not around....

It sucks to see and to know that this friend of mine doesnt have a significant other to share his moments with him. It often makes me wonder why such a great guy like him is still single? Girls, nowadays, are really materialistic and often choose the wrong people to be with. Its such a burden to the guys who actually really pour out their heart and emotions into building a long lasting relationship, because in the end, she will just walk out of his life. But regardless of these materialistic girls, who ruins the images for other girls out there, there are still good people. And you know what they say...."good things come to people who wait....." So if you're reading this blog and is single and available (GIRLS ONLY) dont forget to leave me a message and with your contact info....you're really gonna thank me!!! This friend of mine, is a GREAT CATCH!!! ^_^

Lastly, this friend of mine, well ~ he knows who he is......because last night, I told him that this blog would be for him.... I just want to thank you for coming into my life and Ethan's life and never walking out. We want you to know that we will always be there for you too and we sincerely hope that you will find a great person to share a fairy tale life with you, a "happily ever after" ending.....

"You do not know how much they mean to me, my friends, and how, how rare and strange it is, to find in life composed so much of odds and ends...to find a friend who has these qualities, who has, and gives those qualities upon which friendship lives, How much it means that I say this to you - without friendships, without you - life, is not life!"

*~Katelyn~*

*~Friendship~*

"A real friend is someone who walks in when the rest of the world walks out"

Sometimes in life, you find yourself choosing between love and friendship. Alot of times, when this happens, one will seem to choose for love and put friendship behind. Then gradually, you will see that through time, your friends will slowly drift away from you. And at the end, when love ends, you will see that you are left standing alone in seek of that one friend who didnt drift apart from you. Because of the environment that we live in now, we always tend to take everything for granted. Our parents, our other half, our siblings, our jobs, our time, our life, our health......and our friends. 

Some people say that "Friendship last a lifetime"....but does it really? Fate brought the strangest, or the coolest, or the funniest, or the best looking, or the complete opposite people together. And through time, these two complete strangers have slowly taken a part of each other's heart and become a part of each other's lives. Time can be very fragile, yet very strong. Everyone has a different outlook on this....some people sit in the office all day staring at the clock and wondering when its time to go home. While some other people are just praying to GOD to give them that one extra minute. 

If you want to know how much "A year" is worth, you can ask a student who failed and has to retake their course all over again.

If you want to know how much "A month" is worth, you can ask a mother who gave birth to a premature baby.

If you want to know how much "A week" is worth, you can ask the editor for Times Magazine.

If you want to know how much "An hour" is worth, you can ask a boyfriend who is sitting in the living room waiting for his girlfriend to get ready.

If you want to know how much "A minute" is worth, you can ask someone who just missed his flight.

If you want to know how much "A second" is worth, you can ask someone who survived from the dead.

If you want to know how much "A millisecond" is worth, you can ask the second runner up at the olympics.

I read an article today and it says:

"When we are busy, we want to rest. 

When we are on vacation, we think about the future.

When we are poor, we wonder what its like to be rich.

When our life is settled down, we wonder how long it will last.

When we make a decision, we wonder if its the right one.

When we make the right decision, we regret not making that decision any sooner."

We tend to always want what we dont have, and the things that we have, we dont cherish it and take it for granted. 

A friend, is someone who understands you when no one else does. A friend, is the first person who comes to mind when you have something you want to find someone to share it with. A friend, is someone who will let you take out your anger on when you are mad. A friend, is someone who rather get caught letting you cheat off their homework. A friend, is someone who is sitting next to you and lending their shoulder for you to cry on. A friend, is someone who is willing to go out of their way to help you out whenever you need a helping hand. 

As i am sitting here writing this blog, it made me think about my friends. I am very lucky to have my friends, the people who came into my life and never left me behind. I'm thankful to know that one day when love ends (hopefully it wont), I wont be alone, because my friends will be there standing next to me....all because I see the importance of friendship and that I cherish each and everyone one of them.......and so should you~~~ ^__^ 

"Dont walk in front of me, I may not follow.

Dont walk behind me, I may not lead.

Walk beside me and be my friend."

*~Katelyn~*

*~What is LOVE?~*

"When you tell someone something bad about yourself and you're scared that they won't love you anymore. But then you get surprised because not only do they still love you, they love you even more."

I saw this quote online today...it wasnt searched for, just coincidentally popped onto my computer screen at the right time. Right after I read the quote, it really touched me and got me thinking about the true meaning of "LOVE". 

How do you define LOVE? There is a point in time in life, that we encounter what is known as "LOVE". But to each and everyone of us, our meaning of LOVE is never an indefinite answer. To everyone it expresses itself differently....Some people say that its mysterious, some say its magical, some say its complicated, some say its inspirational, some say its thought-provoking, and others say its undefinable. Perhaps..........

When one person is in love, they will know. How so? She will have butterflies in her stomach when she sees him walk by.....she will drive 60 miles roundtrip just to have dinner with him (on a daily basis)....she will call him just to say "hi" so she can hear his voice....there is not a minute of the day that goes by without her thinking of him....her heart skips a beat when he tells her he misses her....she constantly feels the urge to tell him "I LOVE YOU".....when she is looking for help or comfort, the only person who will make everything ALL better is him.....when she hits the jackpot, she only wants to break the news and share it with him....and when she sees the future, she sees him. 

Love can be something very fragile, yet also very strong. When I first met "him", it wasnt a "love at first sight" sorta thing. Ethan is someone who is very dominant, and lives his life to the fullest. He believes that in order to make someone happy, you have to make yourself happy first. But my personality, is just the opposite. I like to make others happy, because seeing them happy, makes me happy too. When I first met Ethan, the impression that he gave me was....he was someone who is very straight forward and solid on the outside. It was either his way or no way. So alot of times, one little thing that he says, can have a big impact on someone else's life. But regardless of his humble personality, he still had alot of friends and was very lovable to everyone. Why? Because he is a very sincere and soft hearted person in the inside. After getting to know Ethan for the past 9 months, I have seen the other side of him. And from then on, my heart has only grown deeper and deeper for him. Today.....today is the starting point to a new chapter in my life. Because today is the day, that I have realized that he has taken a piece of my heart, and I can not live my life without him. I have become very dependent on him and there is no one else I would want to rely on other than him....he gives me my security and he has gradually become my comfort zone. I've also realized that anyone can tell you how much they love you....but when something bad happens to you, they just leave you behind. That is all BS! The ones that really love you may not always tell you that they love you, but when you are in trouble, they go out of their way to pull you out of the hole and even when everyone is gone, he will still be standing there......and today, Ethan proved this to me....he didnt just tell me that he loved me, he showed it to me, because when I looked and thought that I was alone, I saw him....standing there, waiting for me.....with open arms.....THIS is what LOVE truly is. 

"Love is patience, love is kind. It does not envy, it does not boast, it is not proud. It is not rude, it is not self-seeking, it is not easily angered, it keeps no record of wrongs. Love does not delight in evil but rejoices with the truth. It always protects, always trust, always hopes, always perseveres....Love is everything its cracked up to be. Thats why people are so cynical about it...It really is worth fighting for, risking everything for. And the trouble is, if you dont risk everything, you risk even more"

*~Katelyn~*